Heat pump electricity use: how many kWh your house needs a year

Enter floor area and energy class, or your gas use: the calculator divides the heat demand by the measured SPF and shows the kWh of electricity a year.

Worked through by Radif Partners · Editorial policy · How we calculate

Use your gas consumption

from your bill, replaces area and class

Electricity a year

4,185 kWh

€1,148 a year, €96 a month

Heat a year14,229 kWh
Electricity per m²30 kWh
Electricity price27.44 ct/kWh
Cost a year€1,148
Good system (top of range)2,904 kWh
Weak system (bottom of range)5,473 kWh
Step-by-step calculation
  1. 140 m² × class D × Bavaria climate: 14,229 kWh of heat a year, about 19 % of it hot water.
  2. 14,229 kWh ÷ SPF 3.4 = 4,185 kWh of electricity.
  3. Range measured in older homes (Fraunhofer ISE): SPF 2.6 to 4.9, so 2,904 to 5,473 kWh.

Estimate under the funding guideline and the law as of October 2026, not advice. Only the bank’s grant approval is binding. How we calculate

A heat pump’s electricity use is the heat demand of the house divided by its seasonal performance factor (SPF, Jahresarbeitszahl). The SPF tells you how many kWh of heat the system makes from one kWh of electricity over the year. The Fraunhofer ISE institute measured it in occupied existing buildings in Germany: air-to-water heat pumps averaged 3.4, ground-source units with a borehole 4.3. A 140 m² house in class D in Bavaria needs about 14,229 kWh of heat a year, based on the class midpoint and the Bavarian climate. An air-source heat pump uses 4,185 kWh of electricity for that, roughly 30 kWh per m² of floor area, and a ground-source unit 3,309 kWh. Measured air-source SPFs ranged from 2.6 to 4.9, which in the same house means 2,904 to 5,473 kWh. If you heat with gas today, enter the figure from your bill instead of area and class: 20,000 kWh of gas becomes about 4,600 kWh of heat pump electricity.

The formula behind electricity use

Electricity use equals heat demand divided by SPF: there is nothing more to it. Only the two inputs are hard. The calculator estimates heat demand from the energy class on your energy certificate (Energieausweis) under annex 10 of the Building Modernisation Act. Each class covers a band; the calculator takes its midpoint as an assumption and applies your state’s climate from the degree days of the German weather service. The SPF comes from the Fraunhofer ISE field test of heat pumps in existing buildings, measured mainly in 2024 on 49 air-to-water and 13 ground-source systems. It describes the unit itself; with buffer tank and backup heater the system figure is somewhat lower. If you are buying a house and have no energy certificate at hand, ask for the previous owner’s gas bills and enter those instead.

Electricity use by energy class

For a 140 m² house in Bavaria, using the measured average SPFs:

SPF 3.4 (air) and 4.3 (ground), class midpoint as an assumption
ClassHeat a yearAir-sourceGround-source
B7,733 kWh2,274 kWh1,798 kWh
C10,826 kWh3,184 kWh2,518 kWh
D14,229 kWh4,185 kWh3,309 kWh
E17,941 kWh5,277 kWh4,172 kWh
F22,271 kWh6,550 kWh5,179 kWh
G27,839 kWh8,188 kWh6,474 kWh

From class B to class G the electricity need more than triples. If you know the energy figure on your certificate, the small calculator below finds the class:

Your efficiency class

Class

E

Final energy a year18,850 kWh
Air heat pump electricity4,801 kWh

Reference climate, not adjusted for your state.

Work out heat pump electricity →

The spread in the measurements

The average hides how differently identical units perform. Air-to-water SPFs ranged from 2.6 to 4.9, ground source from 3.6 to 5.4. In the class D example house that is 2,904 to 5,473 kWh for the air-source unit and 2,635 to 3,952 kWh for ground source. The grant requires a design SPF of at least 3.0. Change the SPF in the calculator if your installer has worked out a figure of their own.

From kWh to euros

The calculator multiplies use by the tariff from the Federal Network Agency monitoring report: 27.44 ct per kWh with a separate meter, 31.70 ct with a shared one. For the example house with an air-source unit that is €1,148 a year. Which tariff fits is covered under heat pump tariff and heat pump electricity price. The comparison with your current heating is in the heat pump cost calculator, the legal energy classes under Building Energy Act.

What homeowners in Germany ask

How do I turn my German gas bill into heat pump electricity?

The kWh on a German gas bill are gross calorific value kWh. The calculator removes the part that never reaches the rooms as heat: a factor of 0.903 from gross to net calorific value and a boiler efficiency of 86.6 %. So 20,000 kWh of gas gives 15,640 kWh of heat, which divided by an SPF of 3.4 is 4,600 kWh of electricity.

Does a ground-source heat pump really use less electricity than an air-source one?

On average yes, because the ground is warmer than the outside air in winter. In the Fraunhofer ISE measurements ground-source units reached an SPF of 4.3, air-to-water units 3.4. In the Bavarian example house that saves 876 kWh a year. The ranges overlap, though: a good air-source unit can beat a weak ground-source one.

Is hot water included in the calculated electricity use?

Yes. Following the Fraunhofer ISE figures, the calculator puts hot water at about 19 % of the heat. In the example house that is roughly 795 kWh of the electricity, for showers and the kitchen. This share does not depend on the climate and stays the same in every federal state; only space heating is scaled with the degree days.

Why does the same house use more electricity in Thuringia than in Hesse?

Because the German weather service records more degree days there: averaged over 2021 to 2025, 3,475 in Thuringia against 2,917 in Hesse. Degree days measure how cold and how long the heating season is. The calculator scales space heating by that ratio, not hot water. The values come from city stations; rural and upland areas are often colder.

Related

Guidelines, laws and data

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Publisher of calculators for replacing a heating system in Germany: grant by application date and income, running costs by state, CO₂ costs and their split

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As of 2026, read on